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A: Credit scoring is only one of the factors we look at when assessing client’s profile. A less than perfect credit rating will not deter you from getting a loan. Our loan packages are designed to help people of all kinds of profile.
A: Once your loan is approved, our consultants will call you to inform you. Happy Cash reserves the right to make adjustments to your loan approval until the time you receive the cash.
A: Yes, of course you are eligible to apply for another loan, provided you have a good track record from your existing loan.
A: Repayment can be done through several methods, including Giro, bank transfer or you may come down to our office for cash payment.
A: No, there are no penalty charges. In fact, Happy Cash will do an interest rebate on full early redemption. Therefore, the earlier you fully pay off your loan, the more interest you will save.